Make Some Changes and Keep Your Coins~

$UB$TITUTE$ THAT MAKE $EN$E

1. Buying coffee on your way to work? Purchase 2 inexpensive coffee mugs with tops and make your own at home before you leave. Those daily latte's can add an extra $30.00-40.00 to your expenses each month.
2. Buying lunch out everyday or even occasionally? Make your own the night before and brown bag it. Bringing lunches, drinks and treats from home can save your family $100.00 per month depending on family size.
3. Buying fast food more then once a week? Avoid it like the plague and fatten up your wallet instead of your hips.
4. Buying at convenience stores? Being in a hurry will cost you plenty here. Food and miscellaneous items are often marked up 25%.
5. Buying food at specialty/gourmet shops? Many similiar and often identical items can be at your local supermarket for much less.