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Sunday, March 16, 2008

Don't Spend that IRS Refund!!


Here's a bright idea...
Don't spend your IRS refund check!!
Okay, sure it's hard not to. It's 'found'
money, a gift for working so hard and
you deserve something special. Right?
How many times have you spent that
refund and a few months later can't
even remember what you did with it?
If you didn't already, when you fill out
your return, opt to have a direct deposit.
Once in the bank, transfer it to your
savings account. If you don't have one,
now is the time. Depending on the size
of your refund, you might purchasing a
Certificate of Deposit. Check with your
bank to see the current rate of interest.
For those who can't hand over the entire
refund to the bank, save at least 1/2.
Then have yourself some fun and maybe
next year it might be easier to save it all.